What it is

The default payment gateway: 2.9% + $0.30 for domestic US cards, plus 1.5% for international cards and 1% when currency conversion is needed. On standard accounts Stripe is not a merchant of record — you are the seller of record and you own global tax registration and remittance.

Why it earns a slot

Best APIs, docs and test tooling in payments, and every AI coding assistant already knows them cold. Reach for it when you want maximum control and sell mostly domestically.

Know before you commit

The tax burden is the catch: as seller of record you owe EU VAT, UK VAT and US state sales tax registration yourself. Stripe Managed Payments makes Stripe the MoR but adds 3.5% on top of processing — roughly 6.4% all-in.

Getting started

npm i stripe

Field notes

0 from the community

Sign in to add a field note. Reading is always open.

Loading notes…

Field check

Unverified

Sign in to confirm this entry is still accurate.

Pricing snapshot

2.9% + $0.30 US cards · +1.5% intl · Billing 0.7% · Tax from 0.5%

Snapshots move fast — verify at checkout, and post a field note if it changed.

Drop into your Lovable chat

Evaluate Stripe (https://stripe.com) for this project, then use it only if it fits what we are already building.
Context: Payment gateway (not MoR). The default payment gateway: 2.9% + $0.30 for domestic US cards, plus 1.5% for international cards and 1% when currency conversion is needed. On standard accounts Stripe is not a merchant of record — you are the seller of record and you own global tax registration and remittance.
Reviewer notes (general, not written for this codebase): Best APIs, docs and test tooling in payments, and every AI coding assistant already knows them cold. Reach for it when you want maximum control and sell mostly domestically.
Watch out for: The tax burden is the catch: as seller of record you owe EU VAT, UK VAT and US state sales tax registration yourself. Stripe Managed Payments makes Stripe the MoR but adds 3.5% on top of processing — roughly 6.4% all-in.
Pricing: 2.9% + $0.30 US cards · +1.5% intl · Billing 0.7% · Tax from 0.5%
Setup: npm i stripe
Rules: treat the notes above as background only. Do not assume a theme, style, layout or feature that is not already in this project — inspect the existing code first and ask me before changing visual direction.

/api/public/tools/stripe