Directory
Gumroad
Creator storefront and MoR
PaidPayments & billinggumroad.com
What it is
Creator storefront for selling digital products, memberships and courses with no monthly fee. It charges 10% + $0.50 on direct sales through your own links and 30% on sales it sources through its own marketplace. Gumroad became merchant of record on 1 January 2025 and handles sales tax worldwide.
Why it earns a slot
Zero setup: you can be selling an ebook, template or course within about ten minutes, with hosting, checkout, file delivery and tax all handled and no integration code at all.
Know before you commit
10% + $0.50 is by far the most expensive merchant of record here — on a $9 sale you keep roughly $7.60. It is a hosted storefront rather than an API-first billing layer, so it suits products, not SaaS with entitlements.
Neighbourhood
How Gumroad sits against the rest of the atlas — swaps, companions and the tools builders actually save alongside it.
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