{
  "slug": "stripe",
  "name": "Stripe",
  "url": "https://stripe.com",
  "cat": "pay",
  "group": "back",
  "tagline": "Payment gateway (not MoR)",
  "price": "2.9% + $0.30 US cards · +1.5% intl · Billing 0.7% · Tax from 0.5%",
  "tier": "paid",
  "pick": false,
  "what": "The default payment gateway: 2.9% + $0.30 for domestic US cards, plus 1.5% for international cards and 1% when currency conversion is needed. On standard accounts Stripe is <b>not</b> a merchant of record — you are the seller of record and you own global tax registration and remittance.",
  "why": "Best APIs, docs and test tooling in payments, and every AI coding assistant already knows them cold. Reach for it when you want maximum control and sell mostly domestically.",
  "warn": "The tax burden is the catch: as seller of record you owe EU VAT, UK VAT and US state sales tax registration yourself. Stripe Managed Payments makes Stripe the MoR but adds 3.5% on top of processing — roughly 6.4% all-in.",
  "install": "npm i stripe",
  "category": {
    "key": "pay",
    "name": "Payments & billing",
    "desc": "Merchant-of-record versus gateway is the choice that actually matters.",
    "group": "back",
    "groupName": "Give it a backend"
  },
  "freshness": null,
  "health": {
    "ok": true,
    "status_code": 200,
    "final_url": "https://stripe.com/",
    "checked_at": "2026-08-18T16:48:12.002+00:00"
  },
  "corrected_at": null,
  "upstream_changed_at": null
}